11.07.07
Posted in Mortgage Problems at 1:21 pm by jtcampbell22
Hi there…just a quick question about our current property deed. We purchased a residential property in 2001 - my husband’s first name was misspelled as Jeffery, not Jeffrey which is shown on his drivers license. No one caught this error and the mortgage closed with no issues. Fast forward to now and we are currently in the process of refinancing our mortgage. Our lender noticed the problem yesterday and we sent another copy of my husband’s drivers license but have not heard back from our mortgage rep after a couple of phone calls/emails. Do you know if this is a potentially deal-breaking issue? If not, could it cause a delay in the mortgage closing date? Any advice you would have would be really appreciated. Thanks in advance
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Posted in Education, Land Title Technical Stuff at 1:18 pm by Jeanne
You want to figure out a complex title question. You know you should be able to answer it, but it seems so hard. You just read something about it – but somehow, you just didn’t get it. Some people are simply good students. They love to sit all day and read that boring stuff. That’s not you.
How does one learn information? How does one best study information to retain it? Once you can remember it, how do you apply what you have learned? There is no simple answer. We are all different. Some of us are “hands on” – you know, the kid that always says “Let me do it Mommy.” Others clearly remember and recite the story they heard Grandpa tell about Dad years ago. Others can recite exactly how the sequence went down after seeing that amazing touchdown by the Vikings new quarterback. What is your natural way of learning and remembering? A good teacher should use them all – Visual, Auditory, Read & Write, and Kinesthetic (touch).
Generally:
Visual learners enjoy:
Pictures, diagrams, Charts, Books, PowerPoint, Maps, Articles about a topic
Auditory learners enjoy:
Discussions, Lectures, Stories, Jokes, Memory Pegs
Read & Write learners enjoy:
Definitions, Handouts, Textbooks, Glossaries, Underlining, Highlighting
Kinesthetic learners enjoy:
Hands on samples, photographs, use of all senses – (sight, touch, smell, hear,,,) laboratories, field trips, tours
I have had classes where students re-type almost every word I say in class. They say it is the only way they can retain the information. I understand. Some will re-draw the Picture from the diagram I use when asked to describe the components of Land. The diagram shows the Earth with a pie-shaped wedge cut out and arrows pointing to the Surface, Subsurface and Air Space. They are visual learners. When asked about government rights in land, many will repeat the memory peg “PETE,” (Pete is the Government guy who is in charge of all Government Rights in Land – Police Power, Eminent Domain, Taxation and Escheat.) They demonstrate those who use auditory senses to retain information.
I was shocked to learn in my latest Learning Style test, my style had shifted from my weakest style to one of my strongest style. I have tested many times, and the results change depending on what I am working on, but this was a major shift. I now used all four primary modes of teaching and was strong both as a Kinesthetic Learner and Teacher. That meant I was making conscious use of all the senses – hearing, site, touching, tasting, etc. I was incorporating “theoretical field trips” to various offices by talking about the sites, sounds, locations and smells in the Public offices. First, Visualize yourself in the Recorders Office, now remember what we need to search for here. I was giving real life examples of situations for people to experience. I was supplying hands-on exhibits of Tract Index books, Abstracts of Title to examine. Things to discover by trial and error. I was using concrete items that could be both used and tested for understanding- photographs, Plat books, and even Surveyor’s Chains to pass around. For me, it was a kind of pleasant awakening. I had long strived to teach and use all different styles, and I finally arrived. I hope to continue to use all styles to make these sometimes esoteric topics, understood by few come to life for many.
Discovering your Learning Style can help you spot how you absorb information, what makes learning easy and more relevant, so that you can retain needed information and apply it. I recommend you try this free test at http://www.vark-learn.com/english/page.asp?p=advice Take the test, you may be surprised.
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