MERS Ruled Nominee and Not Lender in Foreclosure Actions

A Florida judge has ruled that MERS cannot act as plaintiff in foreclosure cases, prompting MERS to suspend all foreclosure actions in Florida … because MERS received the mortgages only in order to facilitate transactions, while leaving their customer as the actual owner of the [...]

Mezzanine Financing – Leave it to Professionals

An excellent Blog Article for the uninitiated about Mezzanine Financing. It reminds us WHY we need to leave it to the professionals!

Unlike a mortgage, a mezzanine loan is not a lien against a piece of commercial real estate. It is a loan secured by the assets of a business entity. A title search will not [...]

County Anticipates New Public Notice on Foreclosures

“…unfinished homes are a problem for communities and counties that want to collect unpaid fees. One county is working to create a public notice to make it easier for title companies, abstractors and buyers of the [...]

I have to Brag…Just a Little

It is rare for me to step outside my title hat to talk about personal things. But once in awhile I feel I have to brag, just a little.  My daughter, Kristen, and her husband Lonnie have just set off on their dream trip around the world.  They were taught well.  They both worked [...]

It’s up to YOU to Protect your Privacy

Communication Privacy- We expect that our personal conversations are private. But our expectation changes, or should change, if we are on a cell phone versus a land line. We expect that our letters signed, sealed and mailed with the postal service are private but our expectation changes, or should change, when sending email. It is not in any way “private”. [...]

RESPA – On Again, Off Again… Another Lawsuit Filed

RESPA, on again off again. Another lawsuit has been filed against HUD by 13 large home builders and their affiliated lender and title companies, resulting in a delay of the respa rule. This lawsuit is the second in a matter of weeks… [...]