Ten Questions on One Owner Searches

customer is asking for a “one-Owner Search.” Does that customer have any idea what he is getting? Does he even have any idea what he is asking [...]

Your Credit Score Affects Your Job in the Title Business

I read recently that Paul Ohm authored a scientific study in the field of research. In it he states that 87% of Americans can be “personally identified” using just name, ZIP Code, birthday and gender…ahh, I am not so sure that is an accurate statement… having a common name, born in a large bubble of [...]

Definition of Marriage Changed in Dictionary

I caught a Closer Licensing Course last week. we discussed drafting of documents, and the question was asked, what about gay marriages? What if they were married in a state that accepts gay marriages, and our state does not…thoughts from title insurance underwriters or title [...]

Thorny Issue In Deed

..demonstrates the ongoing battle between city, county and private sectors, all with the very best interests of the public, but each looking at issues from only their respective viewpoint. The same battle has been forged elsewhere, and undoubtedly will be again, but looking at the BIG picture, the documents must [...]

Buy Foreclosures and Make Money???

Nobody is thrilled about all the short sales and deeds in lieu. After all, Lenders do not want to accept less than they are owed and they are concerned that buyers may be getting below-market deals at their expense. Congress, HUD, FNMA, etc. are leaning on lenders have to figure out a way to reduce [...]

Question on Buyer-Seller Affidavits

Jeanne – Do you recommend that we still have the sellers/buyers give a ten year history of their residences on their affidavits? We are still requiring our closers to do this. I, however, do not see the need to ask for this information. Just curious on what you are instructing your students to do on [...]