Jeanne Johnson & Associates, Land Title Abstracting, Title Searching, Title Exam, Closing, Real Estate Education
On January 22, 2007, the IRS issued Bulletin 2007-4, and Rev. Proc. 2007-12 Changing the Rules on 1099S reporting, effective January 22, 2007. See the web site below for the full IRS Bulletin.
Process Design Group has put together a group of experts - Scott Friedman, Jeanne Johnson, Geri Kane and Aaron Gaalswyck - to bid on a Ramsy County, MN Request for Proposal (RFP.) Ramsey County is searching for a contractor who can help identify the root cause of problems in the document recording delays , and design a new business model that would eliminate backlogs and errors, as well as enhance the quality and efficiency of service.
The contractor chosen will need to be responsive to the Blue Ribbon Panel White Paper put out by the request of David Twa, Ramsey County Manager by a number of professionals in document recording. His goals for the panel were:
1. Identify issues concerning document recording in Ramsey County.
2. Is the current workflow process sufficient, creating delays, or can it be improved?
3. Is Ramsey County in compliance with statutory requirements for recording documents?
4. What recommendations can you give Ramsey County to ensure that it meets current standards as well as provide recommendations for the incorporation of the latest technology inclusive of electronic recording?
Undoubtedly a big challenge due to such an enormous volume of documents, but kudos to Ramsey County for looking at ways to improve its process.
From: Dearborn Real Estate Education [mailto:realestate@dearborn.com] Sent: Wednesday, December 06, 2006 2:50 PM
To: Melissa Kleeman
Subject: Build Your Client Base in a Softening Real Estate Market
Add Value by Offering Education to Agents with a Turnkey Course -Title Insurance for Real Estate Professionals
Looking for ways to have agents and brokers switch their alliances to you and your members? Give them a reason. Show them you truly know the Title Insurance business not just with the products you sell, but with the industry knowledge you possess.
Dearborn Real Estate Education, the leading publisher in real estate training for nearly 50 years, has created Title Insurance for Real Estate Professionals, a basic overview of the industry, giving you one more way to do just that.
Created as a course-in-a-box, Title Insurance for Real Estate Professionals is available with everything from booklets for students to instructor resources with PowerPoint slides from which to teach, including suggested topics and time per subject, and more, all designed as a “non- commercial” way to build relationships with real estate professionals.
The course was designed to be taught for real estate continuing education credit,* or as an educational seminar that can be given in a “lunch and learn” type setting. Spend quality time educating agents, establish yourself as an industry expert and then add a few minutes at the beginning or end of the course to tell them about the benefits of your organization.
Written by industry expert Jeanie W. Johnson, the course takes fundamentals and applies them to real life closing and title scenarios. When completed, professionals will be able to:
Explain what title insurance does and does not do
Identify red flag title issues for customers when they are listing, selling, mortgaging and closing property
Explain title work in plain English to agents, sellers, buyers and borrowers
Explain how liens and encumbrances legally attach to property
Determine how to remove unwanted items on title
Follow how title companies investigate and put together title work
Explain how title companies protect themselves and their customers from mishandling of closing funds, fraud, forgery, and a host of title issues
Jeanine W. (Jeanne) Johnson worked for over twenty- five years as a real estate agent and closer, then as an abstractor, closer, examiner, and Vice President of Old Republic National Title. She has authored a number of books, most notably Principles of Abstracting and Land Records Management; Title Examination for Title Insurers; Reading and Drawing Legal Descriptions; and most recently Title Insurance for Real Estate Professionals. She currently authors, consults, conducts seminars, and speaks at conventions and association meetings.
To learn more about offering this course in a box, and about bulk discounts, call your account representative at (800) 621-9621.
*In order to offer an approved continuing education course for credit, the course and instructors must be approved by the state in which the course is being offered. For information on how to do this, contact your account rep or state real estate commission.
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email: realestate@dearborn.com
phone: 800-621-9621
web: http://www.dearbornre.com
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Because your credit rating now affects how much you pay for your insurance policy, the U S Supreme court has been asked to rule on whether or not the consumer must be notified that s/he is being charged a higher insurance premium because of her/his credit rating. The issue is “Does charging a higher rate to consumers with a poor credit rating fall under the protection and rules of the Fair Credit Reporting Act (FCRA?)
Read the latest at: http://www.insurancejournal.com/news/national/2006/11/29/74615.htm
see also the blog article “Do you have a clue how your credit rating affects your insurance premium?”
The new article in Forbes Magazine can be viewed for free, if you are willing to register, at
The article appears to focus on a non-existent title business of the future. While it is true that on-line title records provide a benefit to title searchers, insurers and the public at large, the article does not recognize the fact that there are over 3,000 counties in the U.S. where land records need to be searched; that the vast majority of these counties have little or no online records,certainly not enough to glean the years worth of information that is necessary to determine easements on the property, restrictions, etc. And besides searching the Recorders Offices, there are District Courts, Federal Courts, Circuit Courts, Probate and Divorce Courts, Tax and Assessment Records, and Dozens of other locations that only an experienced abstractor/ title professional know how to deal with.Please read the article and share your thoughts on the industry.