by Jeanne | Sep 14, 2020 | BLM, Closing, Education, FHA/HUD, Mobile Notaries, mortgage, Signing Agents
What is a Minnesota Closing Agent? Minnesota is one of the states that requires closers and signing agents to be licensed. Why? Because closers have access to private information given by consumers to lenders to obtain a mortgage (addresses, Dates of Birth, SSNs,...
by Jeanine | Jan 23, 2018 | CFPB, Closing, Education, FHA/HUD, FNMA /Fannie Mae, Government Oversite, mortgage, Privacy and Public Records, Real Estate Law
Seeks Public Input on Ways to Better Fulfill Statutory Obligations JAN 17, 2018 WASHINGTON, D.C. — The Consumer Financial Protection Bureau today announced that it is issuing a call for evidence to ensure the Bureau is fulfilling its proper and appropriate functions...
by Jeanine | Dec 28, 2017 | Closing, Education, FHA/HUD, Government Oversite, Industry News, mortgage, Taxes
The National Association of REALTORS® (NAR) worked throughout the tax reform process to preserve the existing tax benefits of homeownership and real estate investment, as well as to ensure real estate professionals would benefit from proposed tax cuts. Many of the...
by Jeanne | Feb 7, 2017 | Closing, Education, FHA/HUD, Industry News, Insurance, Licensing, Real Estate Law
HUD Press Release Thursday January 26, 2017 WASHINGTON – The U.S. Department of Housing and Urban Development announced agreements with two insurance companies in Ohio and Florida settling allegations the companies violated the Fair Housing Act by denying insurance...
by Jeanne | Apr 5, 2016 | Closing, Education, FHA/HUD, FNMA /Fannie Mae, Government Oversite, Industry News, Insurance
Harrisburg, PA – Insurance Commissioner Teresa Miller today issued a consumer alert telling homeowners about a process by which they can appeal their property’s placement in a flood zone by the federal government, which in many cases requires them to purchase...
by Jeanne | Jun 11, 2015 | CFPB, Closing, FHA/HUD, FNMA /Fannie Mae, Government Oversite, Industry News, mortgage, TRID Truth in Lending RESPA Integrated Disclosure
Remember, all loan applications taken through July 31, 2015 fall under the existing HUD regulations using the existing HUD-1 and Truth in Lending Rules, regardless of the closing date. Loan applications taken as of August 1st will require the TRID change. In the...