FAQ – How to Become a Closing Agent or Signing Agent in Minnesota


  1. Complete the required state Closing Agent License application. 
    The application for an Individual Closing Agent License is found on the Pulseportal.com website. Select MN Department of Commerce> Licensing Services> Submit License Application> Individual (unless you own a closing company)> License Type> Closing Agent, and complete the information. If you do not have a Trust Account (which is not required – and not recommended), you must submit a completed and notarized  Trust Account Waiver Form to the MN Department of Commerce. 
  2. Complete the Required Education. Obtaining your license makes you eligible to close for title companies, lenders and law firms. The class contains legal content required under Statute. Minnesota does not recognize the nickname “Signing Agent or Mobile Notary,” a common name for a person who travels to meet people, checks ID and notarizes signatures on real estate documents. Minnesota requires a Closing Agent License, which demonstrates a higher level of knowledge through education and requires information on trust accounts, because closers handle large sums of money. There is potentially a $10,000 fine per transaction for closing/notarizing real estate documents without the license.
  3. Obtain your Notary Commission  Complete the Application for your Notary Commission with the Minnesota Secretary of State.  Depending on the answers to the Notary Application, a background check may be performed. If a background check is performed a copy is available to you under the Freedom of Information Act if you request it.  Separate Commissions are required to notarize electronically or by Remote Online Notarization and there are rules to be followed. While education is not a state requirement for notaries, it is strongly recommended as you must know the correct certificates and must conform to state law and rules. If you are commissioned to notarize remotely, this can be a game-changer for employment.
  4. The Minnesota Closing Academy  If you are new to real estate and the Closing Agent business, this class is a practical, hands-on application of how to enter, grow and handle your Closing Agent business. It walks you through the nuts and bolts of the business as a self-employed, Independent Contractor; the records you need to keep for your clients and your business; how to present the various documents to the consumer; and it gives important tips that could only be learned the hard way.  So learn the ropes from an expert, Brenda Colston.   See more information at the Video below and Sign Up Here.



About Our Course

Principles of Closing is the pre-license closing procedures course approved by the Minnesota Department of Commerce for the Closing Agent License required by the state for those who notarize real estate documents. The course closely follows the curriculum required by the state under MN statute. The course is available 24/7 via smart phone, tablet or computer, and you can log in and log out at will, bookmarking your place as you go. 

Each section is timed and must be completed in order.  A quiz for each section must be passed in order to move on to the next section. This assures that you understand the material. While each section has a minimum amount of time allotted, you may take as long as you wish to thoroughly understand the material, and you may review the course materials as often as you like, so long as you complete the entire course within 120 days.

At the end on the course, there is an online examination that requires a proctor, a non-relative, with no financial interest in your passing the exam, who signs a prescribed Proctor Form saying they saw you take the exam with no assistance from books, notes, your computer, or other source when taking the exam. When you have passed the exam, you must submit the proctor form and a course evaluation so that your course completion can be submitted to the state.

Your Exam Results are sent to Commerce electronically. Please use your legal name, as it appears on your driver’s license.

Minnesota Closing Academy Program